TIME FRAME: February 2017 - Present

Learn how we Build a Scalable Fintech Engineering Team for Encore Capital

Business Impact & Key Results:

15 Software Engineers Hired

A diverse team of developers, QA specialists, and DevOps engineers in under 2 months

Improved Time-to-Market

Faster deployment of financial products and services.

Cost Reduction

Significant savings compared to hiring in high-cost regions.

Enhanced Operational Efficiency

Streamlined workflows and optimized project delivery.

What Encore Capital says about us

The guys were very engaging. It was really a pleasure to work with nCube. The team was responsive and brought any blockers/bottlenecks to me as early as possible. All the engineers were very proactive - able to use just little guidance and then to build a brand from it. We were also very pleased with more than fair pricing and realistic timeline for the project to be done, that was suggested by nCube.

Timothy Fuller

Senior Program Manager at Encore

Business context

Encore Capital Group, a global financial services company, needed to efficiently scale its Fintech engineering team to build a debt management web platform and mobile app. We at nCube built a dedicated nearshore team that accelerated development, reduced costs, and ensured seamless collaboration.

nCube provided a full-stack product development team, comprising PM, BA, back-end, web and mobile developers, and UI/UX and QA experts.

Encore Capital needed to expand its development team to support growing business demands but struggled with slow hiring processes and a lack of access to Fintech talent.

nCube built a dedicated nearshore development team of highly skilled engineers with a Fintech background. This allowed Encore to scale quickly without the challenges of traditional hiring.

Challenges Encore Faced

Solutions we Provided

High Development Costs in Local Markets

Hiring in-house engineers in high-cost regions was expensive, making it difficult to balance quality and cost efficiency.

nCube's nearshore model

By leveraging nCube's nearshore model, Encore reduced development costs while maintaining high engineering standards, leading to better resource allocation.

Finding Engineers with Regulatory Compliance Expertise

Fintech development requires compliance with strict financial regulations, making it difficult to find specialists with the right experience.

nCube provided deep insights

nCube provided engineers with deep expertise in financial services, ensuring that Encore's products met industry regulations without additional training delays.

Managing a Distributed Team Across Different Time Zones

Encore needed a team that could work in sync with its existing development processes without delays due to time zone gaps.

Encore for seamless collaboration

nCube assembled a team in nearshore locations, aligning working hours with Encore's in-house team for seamless collaboration and real-time communication.

Solution overview

nCube was responsible for developing an entire program from scratch.

The project began with the training, which set a storyline for both web and mobile.

The results were further polished up by nCube’s internal UX expert and further became a cadence for the development. In the first 3-6 months some learning curves helped to avoid double-work. The communication was made at the meeting twice a week.

Additionally, nCube’s developers participated in the client’s cross-department team stand-ups every week.

Dmitry, Project Manager, was in charge of all the communications setup, process optimization, and other issues resolution. All the processes were built in Agile. The launch was very close to the initial MVP estimation, leading to the second part of the
project, which was also successful. Apart from that, Cube’s engineers took part in a Hackathon in San Diego, which positively affected internal team collaboration.

SERVICES

Front-end

Back-end

Mobile

UI/UX

TECH STACK

Java

Angular.js

iOS Swift

JavaScript

Android Kotlin

Why Elcore Chose nCube

When Elcore was looking for a reliable technology partner, they needed more than just software engineers—they needed a dedicated team that could seamlessly integrate into their existing workflow and drive long-term success. Here’s why they chose nCube:

Proven Ability to Scale Fast

Elcore needed to ramp up their engineering team quickly. With nCube’s nearshore model, they were able to assemble a dedicated team of skilled engineers in just weeks, ensuring project momentum without the long hiring cycles of traditional recruitment.

Deep Expertise in FinTech & Compliance

As a company operating in the FinTech sector, Elcore required engineers with strong knowledge of financial regulations, data security, and high-performance architectures. nCube provided a team with expertise in banking systems, fraud prevention, and compliance standards.

Seamless Integration with Elcore’s Team

Unlike traditional outsourcing, nCube engineers work as an extension of Elcore’s in-house team. They follow the same workflows, participate in daily stand-ups, and align with the company’s Agile development processes, ensuring full transparency and collaboration.

Cost-Effective Nearshore Mode

By choosing nCube’s nearshore development model, Elcore cut hiring costs by up to 40% compared to local recruitment. This allowed them to allocate resources more effectively while maintaining top-tier engineering talent.

Long-Term Partnership & Engineering Leadership

Beyond just hiring engineers, Elcore was looking for a strategic partner. With dedicated tech leads and project managers, nCube ensured smooth delivery, efficient knowledge transfer, and long-term team stability.

Result

A high-performing engineering team that accelerated development, optimized costs, and seamlessly scaled alongside Elcore’s evolving business needs.

Contact our experts to build your team

Dmytro Malashevskiy

Head of Business Development

Schedule a call

Your steps with nCube:

Schedule a call – Discuss your needs.

Get matched with top engineers – Handpicked for your project.

Seamless integration – Your extended team.

Scale & succeed – Flexible growth, long-term success.